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P2P Trading
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P2P is how one member buys crypto from another. Inkryptus stands between the two: it holds the crypto for the whole trade and releases it only when both sides have done what they said they would.
It is the fourth way crypto reaches a wallet, alongside a transfer in, an exchange withdrawal and a payment partner. See Wallet for the other three.
The two legs
A P2P trade has two halves, and only one of them happens on Inkryptus. Keeping them apart is the whole model.
| Leg | Where it happens | Who moves it |
|---|---|---|
| Crypto | Inside Inkryptus, account to account | The platform, on release |
| Fiat | Outside Inkryptus, bank to bank or mobile money | The two members, directly |
How the crypto is held
The crypto side is settled internally rather than broadcast per trade.
- 1
The seller's crypto is held
When a trade opens, the amount leaves the seller's available balance and is held against the trade. It cannot be spent, staked or withdrawn while the trade is open.
- 2
The buyer pays, outside the app
In their own currency, from their own account to the seller's, and marks the trade as paid.
- 3
The seller confirms receipt
Having checked their own bank or mobile money account.
- 4
The platform releases
The held amount lands in the buyer's balance. The transfer is on chain and internal to the platform, so there is no network wait and no gas for either side.
The release is not a manual step by a person. It is triggered by both confirmations, and the movement is abstracted: the two members see balances change, not transactions to sign.
Fee
| Field | Value |
|---|---|
| Mediation fee | 3 USDT per trade, or the equivalent in the asset traded |
| Charged on | The crypto leg |
| Charged to | Deducted from the crypto side of the trade |
| Fiat leg | No fee. Inkryptus is not in it |
Payment methods
Which methods are available on a trade depends on both sides, not on the advertiser alone. The member sending the money has to be able to send it, and the member receiving it has to be able to receive it, so the usable set is the overlap between the two.
Bank transfer and mobile money are the common cases. Availability varies by country and by what each member has set up.
Disputes
If the two sides disagree, the trade goes to Inkryptus rather than to either member. The held crypto stays held for the length of the dispute: neither side can move it, which is the point of holding it at all.
The platform reviews what each side provides, decides, and releases the crypto in one direction or the other. A member who does not get the outcome they wanted still never lost control of an asset to the other member, because the other member never had it.
Limits of the model
- Inkryptus mediates the trade. It does not guarantee that a counterparty will behave, and it does not reverse a fiat payment, which is outside its reach.
- A fiat transfer made outside the method declared on the trade is a transfer the platform cannot evidence in a dispute.
- The crypto leg is internal. It is a movement inside the platform's own contracts, not a public transfer between two external wallets.
Deposits FAQ
Common questions about getting crypto into your wallet.
Buy, sell and send
How the other movement flows behave.
Related
Wallet
The other three ways crypto arrives, and how it leaves.
Swap
Buying and selling against USDT inside the app.
Fees
Complete fee schedule for all platform operations.
P2P Trading on Inkryptus
The product page on inkryptus.com.
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