Wallet

The Inkryptus wallet runs on simplified custody: an address of your own on BNB Smart Chain, without the key management the common web3 arrangement asks for. Every user wallet lives inside the platform's smart contract, each account receives its own address, readable on BscScan, and the keys for it are held in the platform's multisig. Inkryptus abstracts that complexity so the user works from the mobile app with no private key to generate or store.

The platform has been active since 2020.

Simplified custody

• Individual user wallets: Each account has a dedicated address on-chain, generated at account creation, with the wallet itself inside the platform's smart contract.
• Keys held in the multisig: The platform's multisig holds the keys and the smart contract executes the movements, rather than a per-user key. The specific authorization scheme is not publicly disclosed.
• No private key to handle: There is no per-user key to generate, export, or view, and no seed phrase.
• Simplified onboarding: Users create an account and can deposit immediately without key management.

Supported assets

All assets operate on BNB Smart Chain (BEP-20).

Each user's wallet address can receive deposits of any BEP-20 standard token, though only the listed assets are supported for staking, trading and in-app features.

New assets are evaluated periodically based on liquidity, utility, security and relevance to the ecosystem.

Deposit flows

Withdrawal flows

Withdrawal limits

Withdrawal limits are defined by KYC tier. The monthly counter resets on the 1st of each month at 00:00:01 UTC.

To upgrade from Bronze to Silver, complete the KYC process in Profile, then Account, then KYC inside the app.

AML and KYC compliance

Inkryptus integrates anti-money laundering (AML) and know-your-customer (KYC) procedures into the platform.

• KYC verification: Users submit identity documents through the app. Verification is processed by a third-party provider and typically completed within a few business days.
• AML monitoring: Transactions are monitored for suspicious patterns. The platform may request additional verification or temporarily hold transactions that trigger compliance flags.
• Tier-based access: KYC completion unlocks higher withdrawal limits and access to additional features.

Wallet dashboard

The app provides a unified dashboard for managing all wallet activity.

The dashboard is accessible via the Wallet tab in the app and updates in real time.

Security model

Multisig arrangement

The platform uses a multisig wallet to manage user funds. The specific signature scheme is not publicly disclosed. This design:

• Requires multiple signers to approve large transactions, reducing the risk of a single compromised key
• Distributes trust across multiple signing parties
• Allows key rotation without interrupting service

Additional security measures

What the platform handles for you

Account recovery

If a user loses access to their account:

1. Contact support through the app or website.
2. The recovery process requires identity verification (email, KYC documents, or other proof of ownership).
3. Once verified, account access is restored. No seed phrase or private key is needed, because the wallet lives inside the platform's smart contract rather than behind a key.

Everything that passes through your wallet

Your wallet is the one place funds sit. Every product reaches it, and every movement is one of these six.

Your wallet has its own address on BNB Smart Chain, and the main multisig holds the keys for it, as it does for every user wallet. That is what the simplified custody above describes.

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